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Cheap Loans: How to get your lowest possible rate

Loans can be vicious, even the best deals have more tricks than Paul Daniels' sleeve. Yet it is possible to beat the system and borrow cheaply. This is a step-by-step guide, with daily updated best buys and a unique calculator to pare your costs to the bone.

 › Car Buying: Get the best deal & cut finance costs
 › Breakdown cover: Get the cheapest roadside recovery policies
 › Parking Ticket Appeals: Money back from unfair fines plus free template letters
 › Cheap Petrol & Diesel: Cut your fuel spend by a third

Voip: Completely free calls worldwide via your PC

You can call anywhere in the world completely for free! The proviso? Both you and the person you're calling need computers with internet access. While these ‘Webweb' calls are no brainers; ‘Webphone' calls, calling from a computer to a normal phone, aren't the wonder solution they're portrayed as. ...

Cheap International Calls: Find every country's cheapest in seconds

Calling friends, family or lovers overseas is now dirt cheap or even free. BT charges up to an eye watering 27.5p/min to Australia and Virgin 24p/min but, you can cut this to just 0.5p/min without even needing to change phone provider....

Mobile Roaming: Cheapest calls when you're abroad

No one smiles wider when you go on holiday than your mobile phone provider. Trip abroad and it'll hugely hike call costs and can charge up to $1 a minute for receiving calls too. This is a full guide to the cheapest mobile roaming, either accessing your network's hidden deals or using specialist international Sim cards; cutting the cost of calls which now cost you $100 down to just a fiver....

Flight Delays: Claim Compensation

Plasticky food, Z-List Movies and DVT; there are many things about airlines which can really get your goat. But now it seems that there may be at least one way to get our own back. ...

How to get a Flight Upgrade: Try for free or buy business class on the cheap

The only certain way to get a flight upgrade is to pay for it. Yet, free upgrades DO happen; of course they're rare, but there are ways to increase your chances. This step-by-step upgrade guide includes grabbing free upgrades, buying cheap upgrades on eBay & getting the best possible economy seats if all else fails....